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Old 08-26-2009, 03:59 PM   #421
Shawn Osmond
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Originally Posted by Trotskilicious View Post
again mentioning me even though i haven't proposed anything about health care in this thread
No you're right. You've just been trolling through most of it. Which is sad because i know you have probably taken less care of yourself than anyone on this board the last 10 years. Just look at that post count. You have a bigger stake in this healthcare thing than anybody.

 
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Old 08-26-2009, 04:15 PM   #422
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Originally Posted by sppunk View Post
Working in a call center at a health insurance company doesn't mean you know shit. Shut the fuck up.
At least you didn't say that what i wrote wasn't true. I'm still not convinced that you're not some kind of bot. Because it seems like you're only ever capable of the same 10 words usually involving some combination of shit, fuck, idiot, don't know. I can't imagine that someone in this country is pathetic enough to have the time to come here and post the same thing that many times over.

 
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Old 08-26-2009, 04:37 PM   #423
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Only said to you. Hey shoot me a PM asking to fist fight - we can relive old times!

 
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Old 08-26-2009, 07:44 PM   #424
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Originally Posted by Debaser View Post
I created a full movie response and the site ate it. it's not even in the movies in progress. Stupid site.

 
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Old 08-26-2009, 08:14 PM   #425
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yeah that site seems to get overloaded these days. I wouldve posted earlier if the site didn't time out so much.

there were a few times when a full movie in progress would disappear or freeze up during a publishing or preview phase but I was saved every time by merely press the back button on the browser and the movie was still miraculously intact.

 
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Old 08-26-2009, 10:42 PM   #426
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Is Shawn Osmond really a Nimrod troll? That would bring the lols.

 
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Old 08-26-2009, 11:46 PM   #427
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Is Shawn Osmond really a Nimrod troll? That would bring the lols.
I would ask if you're really this stupid, but the question would be rhetorical.

 
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Old 08-27-2009, 07:46 AM   #428
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Quote:
Originally Posted by Shawn Osmond View Post
No you're right. You've just been trolling through most of it. Which is sad because i know you have probably taken less care of yourself than anyone on this board the last 10 years. Just look at that post count. You have a bigger stake in this healthcare thing than anybody.
let's hope they cover the full spectrum of mental health services for your sake.

 
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Old 08-27-2009, 11:49 AM   #429
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starla, satan

 
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Old 08-28-2009, 12:17 AM   #430
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Originally Posted by Shawn Osmond View Post
Having worked for 2 different health insurance companies now, I can tell you that no person anywhere is spending 4-8 hours on your very minor billing issue. Fifteen minutes tops, I would say.

The fact is that doctors and hospitals know more than you, Debaser, and Trots -- and more than the government -- about who they need to hire and when they need to hire them to take care of their patients. They also know more than you do about what they need to pay their "paper pushers" and what they need to charge, or bill your insurance company for, to cover those costs and have a little left over to put in their pocket. If you truly feel that this is not happening where you are, as you stated above, then find another doctor. There's plenty of physicians and specialists in your network i'm sure.

The insurance companies are backing you up by building these large networks of doctors and hospitals so that you aren't stuck with that one doctor who you feel is not being efficient. Likewise, if you feel that its your insurance company that has the problem with efficiency and cost overruns, you still have the ability to opt out of your employer coverage and go with your own insurance company that you feel is being run more efficiently, according to your high standards.

This is a much better idea than yours, which is to whine about what you paid for your little imaging test just because you think that most of the cost for that test is due to clerical errors. What's nice about living in the US is that your health is worth whatever price tag you want to put on it. And if its worth more to you than say having an HDTV or new refrigerator or any of that, then no one is stopping you from going online and purchasing a $0 deductible individual insurance plan for about $180 a month that will pay for anything and everything that you need done by a doctor, dentist, hospital, or whatever.

Otherwise, you can just keep bitching about how the government should come in and tell your doctor that he is only allowed to charge you $10 for that imaging test because that's all that you think his time and that equipment is worth. And it's interesting that you neglected to even mention that the US government is already the largest employer of "paper pushers" in the history of the world.
I love my insurance, I pay $0 out of pocket for labs and imaging. I paid a total of $147 to have surgery last winter. At no point did I mention that I disliked my insurance.

I said that the things that are completely necessary in healthcare are doctors, other care providers, and equipment that allows them to treat patients. Private insurance agencies are thieves. I would much rather have an insurance system that cost didn't feed the pocket of some millionaire CEO, but my insurance is free so I'm not going to change that any time soon.

Medicare is a govt run insurance plan and guess what? It also has a large network of doctors and hospitals. Your arguments don't hold up.

Since I actually work in healthcare unlike you... I produce results and treat patients, I understand a lot of things about how the system works and the inherent value of these services. I do not agree with insurance agents taking 10% of your premium every month even though all they do is sell you a policy and then you never see them again. I don't agree with insurance companies hiring doctors whose jobs are to review claims and find reasons to deny them. I do not agree with giant call centers such as the shithole where you spend your days creating insanely high overhead. In the end I bet only about 50% of my insurance premium does anything besides keep the insurance agency afloat.

 
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Old 08-28-2009, 02:43 AM   #431
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Did anybody make any new xtranormal vids yet

 
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Old 08-28-2009, 02:48 AM   #432
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made one today for the ted kennedy thread on the general board

 
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Old 08-28-2009, 04:08 AM   #433
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The argument that eliminating waste and using electronic records will significantly lower costs is not on the level. This from President Obama's health-care adviser, Ezekiel Emanuel, in the Feb. 27, 2008, issue of the Journal of the American Medical Association (JAMA):

Quote:
Vague promises of savings from cutting waste, enhancing prevention and wellness, installing electronic medical records and improving quality of care are merely 'lipstick' cost control, more for show and public relations than for true change.
But ... but ... but ...

But NOTHING!

 
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Old 08-28-2009, 10:34 AM   #434
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Originally Posted by beef curtains View Post
I love my insurance, I pay $0 out of pocket for labs and imaging. I paid a total of $147 to have surgery last winter. At no point did I mention that I disliked my insurance.

I said that the things that are completely necessary in healthcare are doctors, other care providers, and equipment that allows them to treat patients. Private insurance agencies are thieves. I would much rather have an insurance system that cost didn't feed the pocket of some millionaire CEO, but my insurance is free so I'm not going to change that any time soon.

Medicare is a govt run insurance plan and guess what? It also has a large network of doctors and hospitals. Your arguments don't hold up.

Since I actually work in healthcare unlike you... I produce results and treat patients, I understand a lot of things about how the system works and the inherent value of these services. I do not agree with insurance agents taking 10% of your premium every month even though all they do is sell you a policy and then you never see them again. I don't agree with insurance companies hiring doctors whose jobs are to review claims and find reasons to deny them. I do not agree with giant call centers such as the shithole where you spend your days creating insanely high overhead. In the end I bet only about 50% of my insurance premium does anything besides keep the insurance agency afloat.
You make yourself out to look like an idiot (i.e., Rhino and spunky?) because you have a problem with assuming too much and not having all the facts. You start out with 100% credibility when you start your post and then come way down from that as you continue to type, because you start talking about things that are false or misleading at best.

I do not work in a call center. I would probably know if I did. I have experience in working that part of my company but through hard work, attractive looks, sound decision-making, and a little bit of luck, I have long since moved on to a much bigger role in health insurance.

I guarantee that call centers at private insurance companies are much more efficient than any call center used by the federal government. They are as automated as they can be to cut down on overhead costs, and ours is so efficient that when you call customer service you always still get a live US citizen speaking first. It is not a shithole, it is run very well by several supervisors who make sure that everyone stays on task at all times.

100%, not 50%, of your premium helps keep the insurance company afloat. That's their revenue stream and that's how they pay the bills. What you ultimately end up paying as a premium is based on what your risk is to that company, there is no pricing model in the world that is better. This is not thieving as your put it. Medicare is thieving becuase millions of people are paying into it even while they say they are going bankrupt about 10-15 years from now. Yet you purposely focus on private insurers.

If you can come up with a pricing model where you can give all Americans government health insurance while not denying claims and keeping overhead low, getting rid of your so-called shithole call centers (where patients will go for answers i have no idea), while keeping doctors wanting to be doctors, AND still break even, then let's see it. You will know something that Congress doesn't, which is why it hasn't produced a plan. Because there is no way to do it.

Healthcare is not charity and neither is life. You get back from healthcare a little less than what you pay into it, as with all things, and your life is worth whatever risk that your insurance company thinks your life is worth. There is no socialistic government-run healthcare model that can change this no matter what fantasy you dream up.

 
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Old 08-28-2009, 11:45 AM   #435
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Quote:
have experience in working that part of my company but through hard work, attractive looks, sound decision-making, and a little bit of luck, I have long since moved on to a much bigger role in health insurance.
LOL

 
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Old 08-28-2009, 02:21 PM   #436
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Health Care Debate Based on Total Lack of Logic - Yahoo! News

 
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Old 08-29-2009, 07:22 PM   #437
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Quote:
Originally Posted by Shawn Osmond View Post
You make yourself out to look like an idiot (i.e., Rhino and spunky?) because you have a problem with assuming too much and not having all the facts. You start out with 100% credibility when you start your post and then come way down from that as you continue to type, because you start talking about things that are false or misleading at best.

I do not work in a call center. I would probably know if I did. I have experience in working that part of my company but through hard work, attractive looks, sound decision-making, and a little bit of luck, I have long since moved on to a much bigger role in health insurance.

I guarantee that call centers at private insurance companies are much more efficient than any call center used by the federal government. They are as automated as they can be to cut down on overhead costs, and ours is so efficient that when you call customer service you always still get a live US citizen speaking first. It is not a shithole, it is run very well by several supervisors who make sure that everyone stays on task at all times.

100%, not 50%, of your premium helps keep the insurance company afloat. That's their revenue stream and that's how they pay the bills. What you ultimately end up paying as a premium is based on what your risk is to that company, there is no pricing model in the world that is better. This is not thieving as your put it. Medicare is thieving becuase millions of people are paying into it even while they say they are going bankrupt about 10-15 years from now. Yet you purposely focus on private insurers.

If you can come up with a pricing model where you can give all Americans government health insurance while not denying claims and keeping overhead low, getting rid of your so-called shithole call centers (where patients will go for answers i have no idea), while keeping doctors wanting to be doctors, AND still break even, then let's see it. You will know something that Congress doesn't, which is why it hasn't produced a plan. Because there is no way to do it.

Healthcare is not charity and neither is life. You get back from healthcare a little less than what you pay into it, as with all things, and your life is worth whatever risk that your insurance company thinks your life is worth. There is no socialistic government-run healthcare model that can change this no matter what fantasy you dream up.
Pardon me, the call center people are actually probably a small fraction of the costs of insurance agencies since their pay is so low. Meanwhile executive assistant chumscrubbers such as yourself are probably a more realistic target for waste in the industry.

No one can realistically expect many things to pay out more than are paid into. That doesn't change the fact that the average Medicare overhead costs are 4% while insurance agencies waste between 10-20%. I'd choose 4% waste over 20% waste any day.

Medicare is broke because not enough people pay into it compared to all the people who are drawing benefits. Perhaps that's the fault of giving seniors "free" healthcare, but what do you suggest they all do, get private plans at age 75? They are obviously the most expensive segment of the population. Yet somehow other socialized medicine nations are paying for their seniors. What benefits at what age can obviously be up for debate, but still.... more people paying in = a larger ability to pay out for the more expensive needs of certain people.

You have your head so far up your ass, its impossible for you to see that the industry who pads your velcro wallet is a part of the problem not the solution. You bash me because I assumed you work in a call center and that somehow makes me dumb? You've never described how your vast knowledge and uber sexy looks allow you to make excellent coffee and fetch doughnuts for the visiting lobbyists.


 
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Old 08-29-2009, 07:33 PM   #438
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also we need pics of shawn osmond to verify sexiness

 
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Old 08-30-2009, 01:46 AM   #439
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Quote:
Originally Posted by Shawn Osmond View Post

I do not work in a call center. I would probably know if I did. I have experience in working that part of my company but through hard work, attractive looks, sound decision-making, and a little bit of luck, I have long since moved on to a much bigger role in health insurance.
Sounds real important.

 
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Old 08-30-2009, 03:04 AM   #440
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I'm against the government ran option. I'm a pharmacy tech and I have to deal with insurance companies all the time. The private insurance companies are 100x better than Medicaid. If its the weekend or after 5, you're fucked contacting Medicaid. If they process a claim incorrectly, it takes them 24-48 hours to fix it, private insurance companies will do it while you're on the phone. Calling for an early refill override because of a increase in doseage? Insurance companies override it automatically or will do it on the phone. Medicaid? You have to give them the information, they give that information to someone else at Medicaid and they ask to to wait 2-3 hours and rerun the claim. Still not working? Call back, leave another message, wait another 2-3 hours, rerun again. Oh yeah, they also change their formulary (the drugs they cover) when they feel like it. So one week, someone can get their insulin, they next week, they have to pay $200 out of pocket unless they call their doctor, make an appointment (which is a long wait since the doctors that accept Medicaid are flooded with patients), then get the script and bring it to us. Then, most likely a few months later you'll have to go through the same thing. For an average person, you'd be pissed to have to pay $200 but to people on Medicaid, $200 will bankrupt them.

If this is a sign to what a government ran option will be like, than fuck that.

 
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Old 08-30-2009, 05:21 AM   #441
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seriously who gives a shit what people think who work in health care think

they're part of the fucking problem, spoiled pieces of overpaid shit

i'd much rather you be inconvenienced then continue under what's going on now

seriously, FUCK. YOU. you are not god's gift.

 
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Old 08-30-2009, 06:03 AM   #442
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seriously

 
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Old 08-30-2009, 07:16 AM   #443
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i mean talk about making a fortune based on the misfortune of others

 
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Old 08-30-2009, 10:05 AM   #444
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the government option is going to put private insurance out of business even though it will be so horribly run no one will ever buy it

 
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Old 08-30-2009, 01:09 PM   #445
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Yeah, I make a fortune at $11 an hour.

 
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Old 08-30-2009, 01:15 PM   #446
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Quote:
Originally Posted by beef curtains View Post
This is one of the dumbest videos I've ever seen.

I think the "essential-ness" of food, shelter and clothing means that the government should probably have a go at providing that universally before anything else. Look at all the profit, waste and advertising in the "private food industry."

 
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Old 08-30-2009, 02:07 PM   #447
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del nvm

Last edited by ravenguy2000 : 08-30-2009 at 02:18 PM.

 
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Old 08-30-2009, 06:34 PM   #448
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Originally Posted by jczeroman View Post
I think the "essential-ness" of food, shelter and clothing means that the government should probably have a go at providing that universally before anything else. Look at all the profit, waste and advertising in the "private food industry."
The food, shelter, and clothing industries aren't ridiculously fucked up and inefficient, duh.

Seriously it's not even as if you people look at the facts at all. You're totally self=fufilling and it's not even worth arguing with you.

 
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Old 08-30-2009, 07:12 PM   #449
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I think the "essential-ness" of food, shelter and clothing means that the government should probably have a go at providing that universally before anything else. Look at all the profit, waste and advertising in the "private food industry."
nimrod-level post.

 
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Old 08-30-2009, 08:55 PM   #450
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nimrod-level post.
hahahaa

 
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