|
|
Register | Netphoria's Amazon.com Link | Members List | Mark Forums Read |
|
Thread Tools | Display Modes |
04-23-2012, 09:03 PM | #1 |
Posts: n/a
|
whats a reasonable amount of cash to have saved to move out?
i'm at $860 so far
i feel like i'll need about $3000 or something and hopefully the hours at my job will be a lot consistent by then |
|
04-23-2012, 09:04 PM | #2 |
Posts: n/a
|
it would be cool to have a basic understanding of basic life skills and finances at the age of 28
|
|
04-23-2012, 09:06 PM | #3 |
$ W▲ G
Posts: 6,576
|
get into a place that's already established was always my way of keeping the costs down. that way you don't have to buy all the furniture, pay setup costs for utilities etc.
|
|
04-23-2012, 09:17 PM | #4 |
Netphoria's George Will
Location: Fenway Park
Posts: 37,109
|
General theory is to have enough cash on hand to cover three to six or so months of living expenses.
|
|
04-23-2012, 09:21 PM | #5 |
$ W▲ G
Posts: 6,576
|
seems a bit excessive?
i mean if you have a job, and steady income, why do you need to have 6 months saved? once you cover your setup costs (deposit, first months rent, utilities) the big costs are out of the way. |
|
04-23-2012, 09:43 PM | #6 |
BOTTLEG ILLEGAL
Location: I'm faced with so many changes that I just might change my face
Posts: 32,800
|
see about renting in someone's house or apartment. thats the lowest stuff you will find and will make it easier to move. i know being around strangers is weird but it can be a good thing too
otherwise if you are getting a lease and putting down a big deposit etc, definitely i'd say you need more |
|
04-23-2012, 09:58 PM | #7 |
Netphoria's George Will
Location: Fenway Park
Posts: 37,109
|
If you lose your job or get injured (or even have a major unforeseen expense), the emergency cash reserve allows time to live without income.
|
|
04-23-2012, 10:07 PM | #8 |
Just Hook it to My Veins!
Location: N3t4Euh Haus
Posts: 32,749
|
maybe that's reasonable for you one-percenter oil baron's sons
|
|
04-23-2012, 10:12 PM | #9 |
Braindead
Location: Ignore List
Posts: 17,229
|
Yeah this is all relative to how you want to live. Don't expect to have such a cushion when you first move out....it will never be "safe enough" anyway. You're probably fine
|
|
04-23-2012, 10:20 PM | #10 |
Just Hook it to My Veins!
Location: N3t4Euh Haus
Posts: 32,749
|
I mean $860 is not enough unless you live somewhere real fucking cheap/are looking for an adventure on the streets IMO, but you probably don't need whatever huge amount of cash sppunk is implying either.
|
|
04-23-2012, 10:24 PM | #11 |
Immortal
Posts: 25,684
|
Sean have you considered whoring yourself to women? Like for money?
|
|
04-23-2012, 10:32 PM | #12 |
Socialphobic
Posts: 11,831
|
when i used to live with my parents i pulled like $500 together and crashed at a friends place for 2 or 3 months. then i was able to pull together enough money for a (shitty) apartment. but i got a job during the ordeal. otherwise it wouldve been a disaster
|
|
04-23-2012, 10:40 PM | #13 |
Virgo
Posts: 42,781
|
make sure you move within walking distance of downtown of the town you live in
|
|
04-23-2012, 10:41 PM | #14 |
Virgo
Posts: 42,781
|
|
|
04-23-2012, 10:41 PM | #15 |
huh
Posts: 62,456
|
You must spread some Reputation around before giving it to slunken again.
|
|
04-23-2012, 10:56 PM | #16 |
Socialphobic
Location: we are champions, bathed in the heat of a thousand flame wars in the grim future of the internet there is only netphoria
Posts: 12,467
|
I would think 2k is enough.
|
|
04-23-2012, 11:29 PM | #17 |
Minion of Satan
Location: They don't know who did it, but they're looking for hardened criminals
Posts: 5,938
|
Keep all of your receipts for a month, tally it up. Add on top of that any bills (rent, utilities). Save twice that. But that's a prepared move. I've never actually saved up to move. I've just gotten the initial amount out for rent, shelled out and hoped from the best.
|
|
04-23-2012, 11:30 PM | #18 |
Brazilian Blouselord
Location: heavy metal pool party
Posts: 35,781
|
It's all about income. Is it steady and is it sufficient? When I moved in with my gf we had full-time jobs with decent security that had good income and health benefits.
If you're working part-time and you could get hit by a car some day while you're riding a bicycle, then I'd have a few safety nets in place, not just cash. I'd say have enough cash for the deposit and two months of rent and utilities, you should be good if you have a job you can count on tbh. You'll be fine. |
|
04-24-2012, 03:25 AM | #19 |
Apocalyptic Poster
Location: For whom the bell trolls
Posts: 1,642
|
The money you have now is sufficient enough to move out.
You just have to follow an alternative suggestion by attempting the Struggle lifestyle. Basically you're currently living as a fat cat with things already provided for you. (I'm assuming) But you can choose to make things difficult by sleeping in the the back of your car in a parking lot, think of it like like camping out. Eat at 7-11, get a gym membership solely to shower everyday, you can still do what you did in the other thread in the shower but remember its in public, brush your teeth, maybe get a workout in. Than your left on your own, trying to find a better paying job for your expenses through talking to people showing that determined look in your eye, or going to the library for your internet time. You'll be in a shitty state and want to change, but you can't go home, you have to struggle b/c there' no going back. I think this is the type of mentality immigrants adopt when coming to the U.S. with little to none English, everyday is a struggle but they don't let the negative forces get them down and they save for the hope of a better tomorrow for their future spoiled American children. Now I've tried living this lifestyle but only lasted 3 weeks. Worked 9-5 than nap at Barnes and Noble parking lot for 2 hrs than worked 745-345 at 2nd job. I enjoyed waking up from that nap, and having the most vivid dreams ever. It felt good going to sleep everyday feeling exhausted, waking up and being greeted by the cold, and for those 3 weeks I felt so alive... Everyone has that will power to change and succeed just got believe in what your doing is best for you. Enjoy. Last edited by Scarecrow : 04-24-2012 at 08:59 AM. |
|
04-24-2012, 03:54 AM | #20 |
Just Hook it to My Veins!
Location: František! How's the foot of your turtle?
Posts: 32,741
|
sufficient enough
|
|
04-24-2012, 09:23 AM | #21 |
huh
Posts: 62,456
|
yes that's totally enough money if you're ok with being homeless
|
|
04-24-2012, 11:04 AM | #22 |
Banned
Location: I believe in the transcendental qualities of friendship.
Posts: 39,439
|
you can go to nepal if you just stay at home and smoke weed all day
|
|
04-24-2012, 11:20 AM | #23 |
Just Hook it to My Veins!
Location: František! How's the foot of your turtle?
Posts: 32,741
|
lol
|
|
04-24-2012, 05:08 PM | #24 | |
Apocalyptic Poster
Location: dedicated to the feeling of good
Posts: 4,363
|
Quote:
|
|
|
04-24-2012, 05:08 PM | #25 |
Apocalyptic Poster
Location: dedicated to the feeling of good
Posts: 4,363
|
on the other hand, who has money for a car
|
|
04-24-2012, 05:10 PM | #26 |
Banned
Location: I believe in the transcendental qualities of friendship.
Posts: 39,439
|
ballerz
|
|
04-24-2012, 05:13 PM | #27 |
Apocalyptic Poster
Location: dedicated to the feeling of good
Posts: 4,363
|
seriously even if i was given a car, taxes and insurance would be more than i pay for the place i stay now
and i can shower there. just move in with people sean |
|
04-24-2012, 05:15 PM | #28 |
Banned
Location: I believe in the transcendental qualities of friendship.
Posts: 39,439
|
you should visit 'merica one day young man
|
|
04-24-2012, 06:02 PM | #29 |
Braindead
Location: Ignore List
Posts: 17,229
|
Do you plan to have roommates, Graveflower?
|
|
04-24-2012, 06:13 PM | #30 |
Just Hook it to My Veins!
Location: the mtns
Posts: 43,045
|
|
|
Thread Tools | |
Display Modes | |
|
|
Similar Threads | ||||
Thread | Thread Starter | Forum | Replies | Last Post |
shit fuckers can type! | sickbadthing | General Chat Message Board | 60 | 05-23-2019 11:18 AM |
10 year old little shit | Elvis The Fat Years | General Chat Archive | 18 | 03-03-2010 11:24 AM |
So that Supreme Court nominee thinks | sppunk | General Chat Archive | 78 | 06-01-2009 08:03 PM |