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Old 08-29-2017, 12:47 PM   #1
vixnix
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Default Where can you buy a house for $500k anymore that is not a total shithole

We're all going to die in poverty wailing at the high security gates of our capitalist pig overlords

 
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Old 08-29-2017, 12:56 PM   #2
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Many surburban parts of the USA. We're struggling to figure out to buy a 200-250k house. The problem is that the property taxes are so high that your mortgage payment is effectively doubled. Also want a sufficient down payment and we're a little over halfway there (with no help from outside parties). A 3 bedroom 1 bath house for $250k where I live is either a tear down or very ugly (which I can deal with if the rest is classic and has potential enough). I will not be ok with taking out loans in order to fix any major problems after initially buying the house, so it has to be ugly but functional.

But half a million? You'll have a huge property tax burden but you'll get a nice home here

 
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Old 08-29-2017, 01:07 PM   #3
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Well that's comforting. We're 15 years older than you and Mike so although our income has increased, we don't have nearly as many working years left so a) we have less of a window to borrow and be expected to repay, and b) actually repay.

$500k is the maximum price we can pay for a house, to be mortgage free by retirement. It's kinda scary because that gets us hardly anything in New Zealand or Australia, in places where Pete could actually find work.

 
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Old 08-29-2017, 01:09 PM   #4
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Mike is 35.

 
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Old 08-29-2017, 01:10 PM   #5
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NZ/Aus is a nightmare.

 
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Old 08-29-2017, 01:17 PM   #6
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Seriously. It's so depressing. I wonder how hard it would be to emigrate to the U.S. and live under President Cuckoo Banana's watch.

 
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Old 08-29-2017, 01:41 PM   #7
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http://www.realtor.com/realestateand...7_M80519-37864



Under $400,000 and it has a detached meditation temple. I want it real bad. I also love New Orleans. But then there's flooding to worry about.

 
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Old 08-29-2017, 01:41 PM   #8
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I guess it's not for sale anymore but it was like maybe a month ago?

 
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Old 08-29-2017, 01:41 PM   #9
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Let's all move to New Orleans and start a noise band

 
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Old 08-29-2017, 01:42 PM   #10
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With overtones of hot jazz

 
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Old 08-29-2017, 01:42 PM   #11
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Undertones?

 
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Old 08-29-2017, 01:58 PM   #12
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I loved New Orleans when I was there, but I can't bring myself to buy in a flood zone. Not rich enough to swallow that loss.

 
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Old 08-29-2017, 02:00 PM   #13
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I won't buy in most parts of New Zealand because of the risk of earthquake damage. We can only buy one house. We need it to stay standing, and stay dry. It doesn't have to be in a cool neighbourhood.

 
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Old 08-29-2017, 02:21 PM   #14
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https://www.zillow.com/homedetails/1...39913572_zpid/
Come be my neighbor (not a flood zone)

That house is only mildly weird

 
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Old 08-29-2017, 03:51 PM   #15
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1960s era brink homes with two stall attached garages in my neighborhood for about $150k. 2 miles from city centre and at the intersection of two bus lines. Two supermarkets within a 5min walk. Our unemployment rate is about 2%. There are thousands of unfilled jobs here. Only problem is that homes are selling within hours of being listed. Hottest real estate market in the country, but not yet too expensive.


https://www.zillow.com/homes/for_sal...omePageTab=buy


No earthquakes. No wild fires. No Hurricanes. No floods. And we're 30 min from the coast. 3 hrs from Chicago and billy corgan's fucking house

Last edited by scottytheoneand : 08-29-2017 at 03:56 PM.

 
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Old 08-29-2017, 03:55 PM   #16
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2.5% according to the bureau of labor statistics. Median home price is $171k. Still in Michigan.

 
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Old 08-29-2017, 03:55 PM   #17
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which type of dollar are you talking, vix?

 
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Old 08-29-2017, 03:58 PM   #18
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The median home price of Somerville is $292k and the unemployment rate of somerset county is 3.2%.

 
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Old 08-29-2017, 03:58 PM   #19
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Still in NJ.

 
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Old 08-29-2017, 04:04 PM   #20
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NJ: has a bit of everything. Like lead. Flint gets a lot of press but I think we low key have them beat. But Michigan is a lot more obese. If I were to move out of NJ we'd go down to state #50.

 
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Old 08-29-2017, 04:58 PM   #21
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Quote:
Originally Posted by Tyler View Post
http://www.realtor.com/realestateand...7_M80519-37864



Under $400,000 and it has a detached meditation temple. I want it real bad. I also love New Orleans. But then there's flooding to worry about.
New Orleans is my fave city I've ever visited in the USA and that is a lot of cities. Been there at least once a year since 2005 or so, can't get enough. Wish I could bottle some of that spirit and take it back with me, it's so boring/gross everywhere else

 
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Old 08-29-2017, 05:02 PM   #22
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Can't wait 2 visit.

 
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Old 08-29-2017, 05:47 PM   #23
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If you can afford a 500K house, I don't think you're dying of poverty.

 
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Old 08-29-2017, 05:48 PM   #24
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Why does this thread feel like a humblebrag? Please tell me this isn't a humblebrag.

 
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Old 08-29-2017, 05:49 PM   #25
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Quote:
Originally Posted by Tyler View Post
Let's all move to New Orleans and start a noise band
We can call ourselves Humblebrag

 
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Old 08-29-2017, 06:39 PM   #26
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I want to hear stories about buying homes. Are mortgage calculators usually correct?

 
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Old 08-29-2017, 06:44 PM   #27
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My mom told me to only buy a house when we have 20% of the asking price. So for our reasonably priced starter home this is 40-50k, which is a lot for a millennial. I know this isn't BAD advice, but has anyone not done it and lived to tell the tale?

 
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Old 08-29-2017, 06:45 PM   #28
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Quote:
Originally Posted by ohnoitsbonnie View Post
I want to hear stories about buying homes. Are mortgage calculators usually correct?
Yes, depending on your property taxes.

 
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Old 08-29-2017, 06:45 PM   #29
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Quote:
Originally Posted by ohnoitsbonnie View Post
My mom told me to only buy a house when we have 20% of the asking price. So for our reasonably priced starter home this is 40-50k, which is a lot for a millennial. I know this isn't BAD advice, but has anyone not done it and lived to tell the tale?
Most banks will do 10% down, which is fine.

 
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Old 08-29-2017, 06:48 PM   #30
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Glad you're here, duovamp.

 
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