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08-29-2017, 12:47 PM | #1 |
Socialphobic
Location: we are champions, bathed in the heat of a thousand flame wars in the grim future of the internet there is only netphoria
Posts: 12,467
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Where can you buy a house for $500k anymore that is not a total shithole
We're all going to die in poverty wailing at the high security gates of our capitalist pig overlords
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08-29-2017, 12:56 PM | #2 |
Banned
Location: somerville, nj
Posts: 23,382
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Many surburban parts of the USA. We're struggling to figure out to buy a 200-250k house. The problem is that the property taxes are so high that your mortgage payment is effectively doubled. Also want a sufficient down payment and we're a little over halfway there (with no help from outside parties). A 3 bedroom 1 bath house for $250k where I live is either a tear down or very ugly (which I can deal with if the rest is classic and has potential enough). I will not be ok with taking out loans in order to fix any major problems after initially buying the house, so it has to be ugly but functional.
But half a million? You'll have a huge property tax burden but you'll get a nice home here |
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08-29-2017, 01:07 PM | #3 |
Socialphobic
Location: we are champions, bathed in the heat of a thousand flame wars in the grim future of the internet there is only netphoria
Posts: 12,467
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Well that's comforting. We're 15 years older than you and Mike so although our income has increased, we don't have nearly as many working years left so a) we have less of a window to borrow and be expected to repay, and b) actually repay.
$500k is the maximum price we can pay for a house, to be mortgage free by retirement. It's kinda scary because that gets us hardly anything in New Zealand or Australia, in places where Pete could actually find work. |
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08-29-2017, 01:09 PM | #4 |
Banned
Location: somerville, nj
Posts: 23,382
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Mike is 35.
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08-29-2017, 01:10 PM | #5 |
Banned
Location: somerville, nj
Posts: 23,382
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NZ/Aus is a nightmare.
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08-29-2017, 01:17 PM | #6 |
Socialphobic
Location: we are champions, bathed in the heat of a thousand flame wars in the grim future of the internet there is only netphoria
Posts: 12,467
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Seriously. It's so depressing. I wonder how hard it would be to emigrate to the U.S. and live under President Cuckoo Banana's watch.
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08-29-2017, 01:41 PM | #7 |
Minion of Satan
Location: i am volatile, a free spirit, a rogue agent
Posts: 6,254
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http://www.realtor.com/realestateand...7_M80519-37864
https://ap.rdcpix.com/411197224/f48b...0_h770_q80.jpg Under $400,000 and it has a detached meditation temple. I want it real bad. I also love New Orleans. But then there's flooding to worry about. |
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08-29-2017, 01:41 PM | #8 |
Minion of Satan
Location: i am volatile, a free spirit, a rogue agent
Posts: 6,254
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I guess it's not for sale anymore but it was like maybe a month ago?
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08-29-2017, 01:41 PM | #9 |
Minion of Satan
Location: i am volatile, a free spirit, a rogue agent
Posts: 6,254
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Let's all move to New Orleans and start a noise band
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08-29-2017, 01:42 PM | #10 |
Minion of Satan
Location: i am volatile, a free spirit, a rogue agent
Posts: 6,254
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With overtones of hot jazz
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08-29-2017, 01:42 PM | #11 |
Minion of Satan
Location: i am volatile, a free spirit, a rogue agent
Posts: 6,254
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Undertones?
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08-29-2017, 01:58 PM | #12 |
Socialphobic
Location: we are champions, bathed in the heat of a thousand flame wars in the grim future of the internet there is only netphoria
Posts: 12,467
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I loved New Orleans when I was there, but I can't bring myself to buy in a flood zone. Not rich enough to swallow that loss.
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08-29-2017, 02:00 PM | #13 |
Socialphobic
Location: we are champions, bathed in the heat of a thousand flame wars in the grim future of the internet there is only netphoria
Posts: 12,467
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I won't buy in most parts of New Zealand because of the risk of earthquake damage. We can only buy one house. We need it to stay standing, and stay dry. It doesn't have to be in a cool neighbourhood.
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08-29-2017, 02:21 PM | #14 |
Banned
Location: somerville, nj
Posts: 23,382
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https://www.zillow.com/homedetails/1...39913572_zpid/
Come be my neighbor (not a flood zone) That house is only mildly weird |
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08-29-2017, 03:51 PM | #15 |
Shut the fuck up!
Location: "Okay, white power feminist" - yo soy el mejor
Posts: 23,882
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1960s era brink homes with two stall attached garages in my neighborhood for about $150k. 2 miles from city centre and at the intersection of two bus lines. Two supermarkets within a 5min walk. Our unemployment rate is about 2%. There are thousands of unfilled jobs here. Only problem is that homes are selling within hours of being listed. Hottest real estate market in the country, but not yet too expensive.
https://www.zillow.com/homes/for_sal...omePageTab=buy No earthquakes. No wild fires. No Hurricanes. No floods. And we're 30 min from the coast. 3 hrs from Chicago and billy corgan's fucking house Last edited by MyOneAndOnly : 08-29-2017 at 03:56 PM. |
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08-29-2017, 03:55 PM | #16 |
Banned
Location: somerville, nj
Posts: 23,382
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2.5% according to the bureau of labor statistics. Median home price is $171k. Still in Michigan.
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08-29-2017, 03:55 PM | #17 |
Just Hook it to My Veins!
Location: František! How's the foot of your turtle?
Posts: 32,743
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which type of dollar are you talking, vix?
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08-29-2017, 03:58 PM | #18 |
Banned
Location: somerville, nj
Posts: 23,382
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The median home price of Somerville is $292k and the unemployment rate of somerset county is 3.2%.
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08-29-2017, 03:58 PM | #19 |
Banned
Location: somerville, nj
Posts: 23,382
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Still in NJ.
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08-29-2017, 04:04 PM | #20 |
Banned
Location: somerville, nj
Posts: 23,382
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NJ: has a bit of everything. Like lead. Flint gets a lot of press but I think we low key have them beat. But Michigan is a lot more obese. If I were to move out of NJ we'd go down to state #50.
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08-29-2017, 04:58 PM | #21 | |
Minion of Satan
Location: An oasis of horror in a desert of boredom
Posts: 7,747
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Quote:
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08-29-2017, 05:02 PM | #22 |
Banned
Location: somerville, nj
Posts: 23,382
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Can't wait 2 visit.
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08-29-2017, 05:47 PM | #23 |
Socialphobic
Location: I’ve been trying to move to the Nordic countries for 5 years but the cost is astronomical to become an expatriate
Posts: 14,679
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If you can afford a 500K house, I don't think you're dying of poverty.
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08-29-2017, 05:48 PM | #24 |
Socialphobic
Location: I’ve been trying to move to the Nordic countries for 5 years but the cost is astronomical to become an expatriate
Posts: 14,679
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Why does this thread feel like a humblebrag? Please tell me this isn't a humblebrag.
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08-29-2017, 05:49 PM | #25 |
Socialphobic
Location: I’ve been trying to move to the Nordic countries for 5 years but the cost is astronomical to become an expatriate
Posts: 14,679
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08-29-2017, 06:39 PM | #26 |
Banned
Location: somerville, nj
Posts: 23,382
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I want to hear stories about buying homes. Are mortgage calculators usually correct?
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08-29-2017, 06:44 PM | #27 |
Banned
Location: somerville, nj
Posts: 23,382
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My mom told me to only buy a house when we have 20% of the asking price. So for our reasonably priced starter home this is 40-50k, which is a lot for a millennial. I know this isn't BAD advice, but has anyone not done it and lived to tell the tale?
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08-29-2017, 06:45 PM | #28 |
Brazilian Blouselord
Location: heavy metal pool party
Posts: 35,781
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08-29-2017, 06:45 PM | #29 |
Brazilian Blouselord
Location: heavy metal pool party
Posts: 35,781
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Most banks will do 10% down, which is fine.
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08-29-2017, 06:48 PM | #30 |
Banned
Location: somerville, nj
Posts: 23,382
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Glad you're here, duovamp.
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