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08-20-2007, 07:39 PM
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#1 |
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Posts: n/a
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how long can you get away w/ ignoring collection agencies?
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08-20-2007, 07:40 PM
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#2 |
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Out fart the hottie!
 
Location: I have super gonorrhoea
Posts: 24,316
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How much money are we talking about?
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08-20-2007, 07:40 PM
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#3 |
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Banned
 
Location: so 1994 I could die
Posts: 15,970
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until big dudes bang on your door, i guess
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08-20-2007, 07:42 PM
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#4 |
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Apocalyptic Poster
 
Location: san diego
Posts: 1,435
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i have avoided about 345 dollars from golds gym and 250 from sprint for almost 5 years. i read that the larger the amount the longer before they get rid of it, at which point the company has to buy it back (the debt you owe) and cut their losses.
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08-20-2007, 07:42 PM
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#5 | |
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Posts: n/a
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Quote:
i'm getting calls on my cell from some organization representing the energy company from when i lived in philadelphia. i'm just hanging up. i never got a bill before i moved home and my landlord said he would send any mail that came for me and i still never got a bill. the company only has my cell number and not my home address or home number. i don't need this shit right now |
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08-20-2007, 07:44 PM
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#6 |
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NO FATS
Location: NO FEMS
Posts: 29,008
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i know a guy in bloomfield who can take care of it for you but he's gonna want to know if you got a shovel at home and some free time around 2am thursday night
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08-20-2007, 08:06 PM
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#7 | |
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Out fart the hottie!
Location: I have super gonorrhoea
Posts: 24,316
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Quote:
It could probably fuck up your credit. They probably have your SSN and will report it to the credit agencies. |
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08-20-2007, 08:13 PM
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#8 |
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Socialphobic
 
Location: The Filthy South
Posts: 11,261
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Yeah you can avoid these collection notices forever as long as you don't plan on purchasing anything more expensive than you can pay cash for.
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08-20-2007, 08:18 PM
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#9 |
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Posts: n/a
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uh well this is the only bill i have never paid on time
i never got a bill is part of it my credit card, my student loans, my rent all of those are perfect |
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08-20-2007, 08:25 PM
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#10 |
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Socialphobic
Location: The Filthy South
Posts: 11,261
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If that's the case you should get on top of it. It might simply be a bill for electricity after you moved out of a place and you can resolve it with proof that you vacated before the service dates. I had this happen once as people tried to mooch off me on an apartment I had moved out of even though I called the power company three times to cancel the power on the joint.
In any case figure it out as you don't want this little snafu to screw your otherwise good credit. |
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08-20-2007, 10:13 PM
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#11 |
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Ownz
 Location: York, PA
Posts: 727
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You can pay every one of your bills except for a tiny utilty bill and it can fuck over your credit..
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08-21-2007, 12:56 AM
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#12 |
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cherrybombs, Red Bulls, and vodka. No really, I'm not a lush.
 
Location: the liquor store, restocking.
Posts: 8,883
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the sooner you call to settle or figure out what they want, the better it is for your sanity and credit.
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08-21-2007, 01:16 AM
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#13 |
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Ownz
Location: York, PA
Posts: 727
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it is better to put off old utility charges on a credit card than to not pay at all...in fact most credit card companies, as long as you make some payment (doesn't even have to be the min payment) will take that as a sign of good faith and it doesn't affect negatively as much on your credit score...
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08-21-2007, 01:30 AM
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#14 |
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Apocalyptic Poster
Posts: 12,657
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you're going to be alright
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08-21-2007, 02:47 AM
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#15 |
 
Location: in your butt
Posts: 72,943
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Usually they just write it off as not worth collecting.
Ignore it. They're spending more money trying to get the cash than they would ever collect. |
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08-21-2007, 02:48 AM
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#16 |
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Ownz
Location: York, PA
Posts: 727
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sure, you can ignore it if you never want to buy a house or a car...
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08-21-2007, 10:39 AM
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#17 |
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Apocalyptic Poster
Location: Maximum Homosapien crammed down your HaHa hole.
Posts: 2,339
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Netphoria appears conflicted on this matter. You will have to do some soul searching and ask yourself, what do I think is the correct course of action.
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08-21-2007, 02:52 PM
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#18 |
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Apocalyptic Poster
Posts: 12,657
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i think he's going to be aaaalright
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08-21-2007, 03:08 PM
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#19 |
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Consume my pants.
 
Location: Missouri
Posts: 36,063
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i stopped using my sprint phone like 2 months before the contract ended, when i got t-mobile
i was a lazy fool and didn't pay them so long that collections sent me something for $150 something. ahaha, i guess i need to cancel sprint and pay em, eh? |
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08-21-2007, 03:11 PM
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#20 |
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Ownz
Location: York, PA
Posts: 727
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pay sprint or put it on a credit card..
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08-21-2007, 03:15 PM
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#21 |
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Consume my pants.
Location: Missouri
Posts: 36,063
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i don't have a cc, but i am prob going to pay it off today and cancel as well
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08-21-2007, 04:59 PM
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#22 |
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Minion of Satan
Location: Wher I en nd yu begn
Posts: 6,996
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Do they break thumbs?
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08-21-2007, 08:59 PM
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#23 |
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Just Hook it to My Veins!
Location: the mtns
Posts: 43,034
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I've moved around so much and changed my number so many times that most of my debts have just given up. Even though my credit sucks, I'm just glad the harrasment has stopped.
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08-21-2007, 09:01 PM
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#24 |
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Posts: n/a
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i hear that brother
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08-21-2007, 09:28 PM
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#25 |
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Consume my pants.
Location: Missouri
Posts: 36,063
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yay, i called and cancelled. i only had to be asked why i'm leaving them about 4 times.
i just told him, look i've already had t-mobile for three months. i dont care if you can offer me "probably a better deal than t-mobile can" they're gonna send me the final bill. $195  |
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08-21-2007, 09:51 PM
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#26 | |
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ADMlNISTRATOR
Posts: 18,933
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Quote:
good ol toby |
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