Hey my credit isn't that bad afterall!
 

I got my credit report today and for some reason I though that I had a whole bunch of accounts in collection and it turns out that I only owe 1 party $88. It seems odd though because i know i never paid the cable bill the whole time i was in Red Bank plus there were all those unpaid parking tickets at college plus there was that storage unit that i hardly ever made the payments for. And i know there were some other things. But I'm not complaining!

my credit sucks...i'm probably going to claim bankrupsy by the tim i'm 25...oh well. credit cards are evil, evil things.

That's good news, dude. My report is gonna be so fucked years from now. I'm only 20.

Well... my money isn't that much... luckly, next month I'll finish to pay my car... now it drains about 40% of my monthly money :(

I mean don't get me wrong, I do still have a ridiculously high credit card bill but i just throw them a few bucks each month and they seem happy enough with that. Still i really thought there were more people that I owed.

I'm all about good credit. I'm three paychecks away from being completely debt free.

Affect's Debt Report:

$9000 - Schooling
$4000 - A bad mistake
$3000 - Car (as of 1.1.02)
$2500 - Various shit