|
Do you have a student loan?
If so ... how big?
We just got sent our loan accounts by the govt. the other day and mine is at NZ$22K this year + I pay 8% compounding interest as well. I've managed to keep ahead of the interest on my voluntary payments so the interest hasn't gotten out of hand - yet. Im 24, I earn 34k a year ... got a BA + Diploma of Audio Engineering and I still want to go back to school to do an MBA - or at least a post-grad diploma - however with my loan balance so ugly it doesn't look like a financially viable option for me. NZ$22K is twice the minimum amount I'd need to put a deposit on 3-bedroom house here. It's starting to look like a rather hopeless situation to be honest ... So netphoria ... whats your damage? |
Paid in full last year.
|
I recently consolidated my loans. I haven't begun paying off any of my loans yet. As of today (i.e including all the interest so far), I owe $72,853.92
|
i'm getting my first student loan this year.. 5k
dan has one or two out that we will have ot start paying next year. prolly 10k and we have about 3k in credit cards.. part of which I will be paying off with the loan i am getting next semester... |
i don't know how much i will end up owing by the time i finish school. it will probably be somewhere along the lines of 20k.
but i have three years to figure out how i am going to pay it off. |
*shakes head* I'm paying for it straight out of my College Fund, because my parents, grandparents, and great-grandparents are (or in some cases were) all incredibly generous and forethinking people who put a lot of money away for my education when I was born. It's one of the things in my life I'm most grateful for.
Although, I've used enough of it up now, that I could probably qualify for financial aid at the end of this year...Which would be good, because if I could a loan with an interest rate that's lower than the interest I make on my savings, then I could leave that money in the bank and keep making money on it until I graduated, and then pay my loans off from those accounts. Which would save me some money, although I'm not sure how much. But my parents are both just kinda like, "Uhh, we don't want to bother with the paperwork"...which kind of pisses me off, because it's like...that's money I could use for Grad School. But y'know, all things considered, I really have no right to complain about anything. Whatever. It's all in mutual funds anyway...Which means what's probably going to happen is the stock market is going to keep doing what it's been doing, and pretty soon I'm gonna be a broke drop-out flipping burgers at Mickey D's. :p |
About 10k or something. Hopefully I can skip the country
|
Well, I spent four years at a private independent coeducational college preparatory school which cost about $15,000 per academic year. So far, I've spent two years at a college where the tuition is about $33,000 for two semesters (an academic year at this place). I have a work-study job when I'm taking classes but I can't have another job on top of that without seeing a decrease in my GPA. Now, I'm trying to find a summer job. I've received loans for over 85% of both levels of education. With interest, it'll be at least $192,000 so far.
|
Quote:
|
Quote:
Wait, don't sound engineers make limofull's of cash? |
Quote:
we manage to spend shitloads though ... eg. we want to buy the new Pro Tools HD system and got given a quote for US$10K - and that's for the most bare bones version we can get minus the cost of a new puter cause the old mac is dying. quite succesfully glossed over that part in the school's prospectus didn't they the naughty monkeys! |
| All times are GMT -4. The time now is 09:00 AM. |
Powered by vBulletin® Version 3.6.8
Copyright ©2000 - 2020, Jelsoft Enterprises Ltd.
Smashing Pumpkins, Alternative Music
& General Discussion Message Board and Forums
www.netphoria.org - Copyright © 1998-2020