Keep the insurance if you have an iphone. Too many cracked iphones in this world. In the US Verizon was always good to me. I've broken 2 different contracts and as long you tell them you are moving out of the country and are able to give them a foreign address they won't charge you for a) breaking the contract b) the actual price of the phone (I bought mine for much less through a two-year contract).

What if you had to pay by the minute for customer service?

grumble grumble data plan grumble service provider grumble

It is but idk $120/yr seems a little excessive. $240 during a 2 year contract which is half the price of a brand new phone and i could upgrade then for next to nothing. IDK. i've never been much of a gambler, though.

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