<font color=33FFFF> I got two. One Mastercard that I've managed to come close to maxing out and one American Express Gold Card which I've only had for a few months but never use because barely any stores down here seem to take it</font>

Almost one, it comes within the next 6 days. (visa)

Originally posted by ShotFullOfDiamonds
Almost one, it comes within the next 6 days. (visa)

did you order it after i posted about mine!?!?! huh? di ya? did ya??!?! huhuhuh? diya!?! DIDYA!?!

:jump


mine hasn't arrived yet.

I have over 10 (lots of store accounts I only opened to get a discount) but only 3 that I use. I just got a credit report and my credit rating is good. I'd like to close some of the accounts I don't use, but it would make my credit score lower so I just chopped up the cards and let the accounts sit dormant.

Originally posted by pink_ribbon_scars
I'd like to close some of the accounts I don't use, but it would make my credit score lower so I just chopped up the cards and let the accounts sit dormant.


does that really work?

does what work?
my accounts still exist (ann taylor, j crew, old navy, marshall fields, victoria's secret) but I have a $0 balance on the accounts and I do not have the plastic cards. the idea is what creditors want to see that you have credit avaliable that you don't use, so they look at the ratio of your available credit versus what you owe. you want a good, low ratio. if i cancelled all my cards except the ones i am carrying a balance on (and oh how i wish that balance would disappear, and i am working on it), anyway, if i cancelled all the $0 balance dormant accounts, i would owe a much higher ratio of my available credit. i am having trouble explaining but i can elaborate or try again if you need me to.

none. i hopefully will never have to get one. i can manage my money, i'm just afraid of debt.

just one. never a balance on it. they keep trying to raise it and i keep saying no.

I have about 6, know what I'm sayin?!:D

Originally posted by pink_ribbon_scars
does what work?
my accounts still exist (ann taylor, j crew, old navy, marshall fields, victoria's secret) but I have a $0 balance on the accounts and I do not have the plastic cards. the idea is what creditors want to see that you have credit avaliable that you don't use, so they look at the ratio of your available credit versus what you owe. you want a good, low ratio. if i cancelled all my cards except the ones i am carrying a balance on (and oh how i wish that balance would disappear, and i am working on it), anyway, if i cancelled all the $0 balance dormant accounts, i would owe a much higher ratio of my available credit. i am having trouble explaining but i can elaborate or try again if you need me to.

that explained it. i thought you had to actually use a card for it to be '*******d' in your credit-rating (or whatever).

Carson Pierre Scott
Sears
Best Buy
Capital One

This all.

paid them all off and closed all the extra various store ones.. we now have i think three empty cards. hoorah

zero.

i use debit when i have to.

Originally posted by ShotFullOfDiamonds
Almost one, it comes within the next 6 days. (visa)

Is it a MINT card?

one credit card in my name
one debit card in my name
one credit card in my moms name
and a couple store cards with a 0$ balance.

Originally posted by vipbrj
one credit card in my name
one debit card in my name
one credit card in my moms name
and a couple store cards with a 0$ balance.

Sounds like a folk song

With handclaps

I need a couple good verses and it will by first hit single!

just my debit card

Just the one. A gold Visa. I mainly use it to buy stuff on the internet.

Oh, and beds.

Originally posted by vipbrj
I need a couple good verses and it will by first hit single!

The sad thing is I started writing a song

I have one Visa for Eastern Europe and the other Visa for the rest of the world. I never use them.

<font color="dab9ea">I have two (not including store cards, which all have zero balances) a capital one with a $1000 balance on it (the account is closed already, I'm just paying off the balance) and a discover card with a $3470 balance. I've got both cards in credit counseling and as soon as I move back in with my mom (at the end of the month!) and have no rent to pay I'll get my cards paid off. And will be able to go to school full time! yay!</font>

eww, gross! none!

one. i use it for books at school and for online purchases...which happens like 3 times a year. so it isn't used a lot.

I don't have any. And I think Alba should have been topless in Sin City, to stay true to the source material.

None. I've been meaning to apply for a Visa/Mastercard/etc. for a long time but I never get around to it. I'd probably just order shit online that I don't need, anyway.

0. im not allowed one.

1 debit card

Originally posted by Jerome
eww, gross! none! have you ever tried them? Visa cards are kinda cool.

Originally posted by RopeyLopey
have you ever tried them? Visa cards are kinda cool.

really? weird. i don't really know anything about them and i'm hesitant to learn

Originally posted by Jerome


really? weird. i don't really know anything about them and i'm hesitant to learn I can send you some promotion materials.They are full of young smiling funny happy people, just like you and me.

Originally posted by RopeyLopey
I can send you some promotion materials.They are full of young smiling funny happy people, just like you and me.

boy, that does sound nice. i can't wait!

I have four.

A Providian Visa with a $10,000 limit.
An Amazon.com Visa with a $3,500 limit.
A Bank of America Visa with a $5,000 limit.
A Chase Visa with a $1,000 limit.

My debit card's a Visa.. and I have a Mastercard.

I don't plan on getting any more until I'm out of college and doing well financially.

none.

eric and i each have a debit/check card thing and one visa that is connected to his trust account.

none that have interest on them. interest is for losers.

1 Mastercard that has a small balance ($250), but then I put a lot of stuff on it recently - 2 plane tickets, new bike.
1 Visa that I never activated and is now expired.
1 HBC (The Bay) credit card that has a $0 balance, that I got to have a massive discount on a winter coat.

I also have 3 debit cards but I'm going to close one account.

I've had various along the way - but currently hold none

You see, I have this problem with credit cards ...

Everytime I see that sign on the door saying "VISA accepted here" something happens in my brain and it gets translated to "Everything is free today!"

Two:

A Merill Lynch+ Black Diamond card - it's really priceless.

And an American Express Gold card that's for emergencies only.

I put everything on my + card and pay it off each month.

Originally posted by sppunk


A Merill Lynch+ Black Diamond card - it's really priceless.



Chris, I think you're the funniest guy on the board sometimes.